Mortgage Verification Process Made Simpler

with Artificial Intelligence

Mortgage Verification Process Made Simpler

with Artificial Intelligence

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RobaMortgae delivers various verification services for the mortgage industry, using innovative technology to help companies assess the customers upfront and maximise competitive advantage and productivity—no matter their size or where they operate. Our screening services offerings are based on the understanding of business requirements of the mortgage industry and providing the most dependable verification solutions. What it’s special features, see below

Trusted
Customer
Onboarding

Regulation
Compliance &
Privacy

Deter
Fraudulent
Applications

Data
Aggregation &
Data Security

Verifications Available

  • Establish the genuine identity of users by verifying government – issued identity documents.
  • Detect digital manipulations of genuine ID images, content (name, address, date of birth, etc.) and face photo replacements.
  • Verify authenticity of identity documents such as national identity cards, passports, residence permit, driving licences, health insurance cards.
  • Automatic Identity verification simplifies the customer experience. 
  • Verifying consumer’s earnings what they say they are, is crucial inorder to verify consumer’s affordability and ensure that they will be able to pay back the loan amount.
  • Our Income verification module automatically reviews and analyses the financial documents for completeness and accuracy. Clear, consistent documentation is recorded at every step of the way and any discrepancy in the details will be flagged up.
  • Consumers are considered to be self-employed if they have more than a 20% share of the business from which they get their main income. They could be a sole trader, a partner or director, or a contractor who has set up a limited company.
  • With this service, you can verify the company details, insolvencies, charges against the company  if any and also the individual director profiles to see the previous companies they have owned, companies they currently own, any disqualifications etc.
  • To cross-check company address of self-employed people and employer address of full-time employees will be important.
  • Address Verification Service is a security measure that is used to prevent fraudulent addresses given by customers.
  • Our Address verification module makes sure that the addresses we collected are always accurate, standardized, and up to date.
  • A credit check evaluates a consumer’s creditworthiness. It establishes candidate’s identity and financial status via credit referencing agency records.
  • It is used to decide how much of a risk it is to lend to the customer. As part of a credit check, we may look at whether they have paid back credit on time, how much credit they currently have and how they’re managing it.
  • Money laundering is damaging in many ways. Not only does it allow criminals to hide the proceeds of their illegal activities, it can also destroy the economy.
  • Anti-money laundering (AML) refers to a set of procedures, laws and regulations designed to stop the practice of generating income through illegal actions.
  • Our AML solution encompasses AML checks for individuals including global monitoring for PEPs and Sanctions.

Benefits

Automated checks powered by AI, streamlines the process with improved efficiency & accuracy

Faster decisions & quicker turnaround time
to meet consumer expectations

Expedite application process so you have more time to focus on the stuff that matters

The ability to contain costs
and deliver higher quality loans

Quick Links

COMPANY

OFFICES

CONTACT

UK - HEAD OFFICE

Suite 17, Pure Offices,
Midshires Business Park,
Aylesbury, HP19 8HL, UK

USA - SALES OFFICE

317 Ranch Road
620 S #302 G,
Austin, TX 78734, USA

INDIA

9 G Block, Arumuganagar,
Karaikudi, Sivaganga Dist,
Tamil Nadu - 630001, INDIA

+44 1296768786

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